Every year hundreds of people lose their lives or are severely injured in auto accidents. While the accidents are just a matter of seconds, their impact can change a person’s life. And these accidents not only cause damage to property or money, but can also cause disability and serious damage to a person’s physical and mental health. The personal injury laws grant the victims of an accident the right to claim compensation for damages. However, these claims are to be paid by the at-fault driver’s insurance company. These institutions would try to challenge your claims and reduce compensation.
But, when you are suffering because of someone’s mistake, you deserve fair compensation and the right to a fair personal injury claim.
- Filling a claim with the insurance company
If your vehicle is insured, you can settle the compensation and damages with your insurance company. Based on your policy, they must cover the damages and repairs of the accident. But when you are dealing with the other driver’s insurance company, things aren’t that easy. They will try to tackle the claims and avoid paying the claimant (you). However, to get a settlement, you need to prove that their client was responsible for the accident and that the accident has caused you injuries. Also, they should pay for your medical expenses, suffering and other losses.
- Claiming compensation for your damages
For a personal injury lawsuit to stand and be eligible for compensation, it needs to be supported by personal and property damages. This means, you can claim compensation under this lawsuit, only if you can prove that the other driver was at fault. And that their negligence caused property and physical damages.
Personal injury damages compensate your medical expenses, lost wages, suffering and other misc costs. Property damages cover the costs for damages to your car, the repairs and any personal items that were damaged in the accident. However, if there are no damages or injuries, there is a very slim chance of getting any personal injury compensation.
- Gathering proof, medical investigation and liability assessment
To justify your claim, you need to document and gather proof. This includes getting testimonies and witness statements, your medical history, etc. Your Boca Raton car accident attorney can use these to establish the facts and that the other driver was at fault. Apart from these, you need a medical investigation and report from an examiner to testify that your injuries are due to the accident. Also, gather all bills, document lost wages and all misc. expenses for your case. These will be used by the legal authorities or your attorneys to do a liability assessment. All records can contribute to setting a fair compensation amount.
Experiencing a car accident first-hand can be overwhelming and scary. Especially if it was severe and took you by surprise. It can take a huge toll on the body and affect you physically as well as psychologically. And dealing with the insurance companies alongside all this can be too much. If you have been in an accident and are looking to file a liability claim, hire a professional attorney to represent your interests.