Accidents are unpredictable, and you never know when you might get involved in one. Unfortunately, when this happens, many people do not know the right thing to do. Most of them end up complicating things such that dealing with the aftermath becomes difficult. After the accident, you may be wondering if you will need a lawyer by your side. The answer is yes! The aftermath of the car accident is something that you don’t want to deal with alone. Therefore, you need an attorney to help you deal with everything. However, do you know when you need one? This article will take you through five situations when you should have a lawyer to back you up.
- When Negotiating with Insurance Company
You need to keep in mind that dealing with your insurance company is not a smooth process. There will be winds swaying you from side to side with the hope that you will give up. Your insurer will not accept the claim you file. So they will give reasons why it should be lower, and you will need strong evidence to back up your claim. Negotiating with professionals is not easy unless you have sufficient experience. The best thing to do is to leave the negotiation part to the lawyer. They know how to handle insurance companies.
- When You Have a Liability Dispute
Even when it is clear that the other driver was at fault, the insurance company will try everything to put the blame on you to avoid paying you the full amount. Therefore, you need to be strong and provide clear evidence that the other party is at fault. Remember, this is a tactic that these companies use to get you to accept the fault. If this happens, you need a lawyer who understands these tricks to back you up. Check Sabbethlaw to see the experienced lawyer ready to help you.
- When you Suffer Permanent or Long-Term Injuries
When determining your claim value, the insurance company will consider;
- The kind of the injury
- How long you will suffer from the injury
- Amount of current medical bills
- Amount of future bills.
All these elements require proof, and if you don’t know how to get it, you miss the chance of getting full compensation. A lawyer, in this case, helps you to get the medical report, and everything else you will need to figure out your settlement value.
- When an Offer Has Been Made
After filing your claim, the insurance company will give you an offer. This does not mean that you should take it. In fact, the offer is less than what you claim for. However, you need to ensure that the settlement is fair based on various factors. An accident lawyer will help you calculate the value based on elements like medical expense, income loss, type and extent of injuries, and others.
- When you Need Legal Advice
When pursuing your settlement, you will get all kinds of advice from the people you interact with. Everyone will come with their opinion about what they think could be the best solution. You may be told to take the first offer, go to court or do away with the case and move on with your life. At this point, you don’t know the best thing to do and you need a professional to advise you. An attorney will come in handy to explain to you the best option to take, depending on the strength of your claim.
The Bottom Line
When you get involved in a car accident, it is wise to have someone who takes your best interests at heart. The right person to have at this point is a car accident attorney. Such a professional will help you get the settlement you deserve as you nurse your injuries. So, if you find yourself in the situations mentioned above, it is recommended that you get a lawyer immediately.